Skip to main content

“Coming together is a beginning; keeping together is progress; working together is success.”

—Henry Ford
At Harper Financial, we work for you and we work with you, from approval to payoff. And for us, there is no greater payoff than seeing our clients thrive.

Winnie and Norman have done a fantastic job for me and my team of investors. They have such great range in that they can deal with super difficult situations. Every time I had a loan to do, they found a way and gave me great advise as well. They have no problem saying no, if it's not in your best interest.

Steven M.

My partnership with Harper Financial has catapult my business to unprecedented levels. Their level of expertise and commitment to their clients is unmatched in the industry.

Leo M.

Thank you for all your help and for always finding a way to work those numbers. The closing is set for next Thursday! As I mentioned before, I do plan to downsize to a smaller house and hope I can always reach out to you for the next adventure. Again, I appreciate all your help, the strategies you use to get things done and always being there to respond so quickly to my inquiries and to finally bringing it all to an end.

Just a few words to let you know my appreciation for your hard work.


You are the first lender I have ever had in 25 years of business who asks the right questions to ensure that all the hurdles down the road are removed. It’s very impressive!

It’s really simple: Private loans where the lender is protected and comfortable and the borrower can fit into his model and meet his commitments equal very successful loans —versus loans that are shoved down the borrower’s throat because what the lender says goes.

You should teach the other guys how this business works.

Both parties just want to make a return on their investment in the most seamless way possible with the least headaches. Good practitioners have access to great investments and great lenders like to be involved. When I first spoke to Norm, he boasted exactly this type of attitude and it’s refreshing to see a team that finally understands the business.

Canton , MA

Winnie and Norman are genuine experts in the real estate investment business. As problem solvers, they each bring a unique perspective to understand your need. With this talent, they provide a valuable response that is incomparable to any other lender’s client service. We have also passed along colleagues in the business Harper Financial and they have treated each of them as a partner in success from the 1st interaction and on. They are Class A members for your power team!!!

Stacy S.

I was looking for a new lender as the real estate market was heating up and my current lender could not keep pace. I found Harper Financial and working with Winnie and Norman has made a significant difference to my business. As real estate investors themselves understand the challenges I was facing. Three years later, I use Harper Financial exclusively and not only think of Winnie and Norman as mentors but friends.

Mark C.

My experience with Harper Financial has been invaluable. Winnie has a great network in place to address any need, any circumstance! When I reached out to her, I was facing an unfortunate circumstance, a scheduled auction of a valuable and dear asset. She listened and was upfront about her abilities and contacts. Knowing the problem and little time that I faced she did not run away but instead proactively and willingly engaged herself! She is highly knowledgeable not only of mortgages but bankruptcies, construction/property management and accounting too.

In two weeks, with a holiday in between, we were able to close the deal before the auction date! I do believe in a higher power but I also believe that if it were not for Winnie and Harper Financial, I would not have this success story! I was able to keep my property and avoid filing for bankruptcy.

Even after my closing, Winnie is still involved with the second phase of the deal — and that is more than I could ever ask for! She is great at what she does and, at the same measure, a wonderful person with a caring heart and a lot to offer. Thank you!

Dorchester, MA

Thank you for everything. I can’t tell you what a relief it is. You were really patient with the whole process —and we appreciate it. I know I’m not the easiest customer. Winnie held my hand through the whole thing. She was great, really. She always made herself available and was always honest with us. She is really a fantastic, caring person. She loves her job and is so hard working. She went above and beyond for us. The whole team treated us like family. And yet, they were all very professional. Got us a really good rate. Good loan conditions. Couldn’t ask for more than that.

Middleborough, MA

I had the opportunity to work with Winnie on a recent hard money loan. Winnie was an excellent partner in creating and following up with my client. Based on the client’s particular situation, Winnie helped me create a terrific plan and at the end of the day, the client was successful in saving her home, had some extra funds available for home repairs, reserves and put in a position to improve her credit for future opportunities. I look forward to working with Winnie and her team again and would recommend her to any of my clients or fellow practitioners. Thank you, Winnie!

Jeffrey Weiner