I am a: bankruptcy attorney for 43 years, former adjunct professor and businessman making the transition into the mortgage business as managing partner of Harper Financial.
I’m from: Waverly, New York, a small town of 6,000.
As a kid, I wanted to be: an attorney.
My favorite movies are: Blues Brothers, Goodfellas, and American Hustle.
My experience as an attorney has helped me to: stay grounded as to the needs of others less fortunate.
I co-founded Harper Financial: because subprime lending has virtually disappeared since the mortgage crisis. Conforming lending has become even more rigid and inflexible. This has created a huge need for non-conforming lending that allows business people to expand their businesses. We are solution-oriented and our goal is to help hard working people not only to grow their businesses, but also have the ability to seize opportunities that may be available to them.
Harper Financial is special because: we are committed to your success and work with you to provide the safest and smartest exit strategy.
A good lender should: listen to the needs of the client and analyze the loan request and how to best structure the loan to fulfill the borrower’s needs, while maintaining sound lending principals.
Our solutions: are unique because of our backgrounds. For example, because of my background in law, I have in-depth knowledge of liens and encumbrances and how to work with them and navigate through difficult situations. Our loans are short-term loans, so it is important that we stay in communication with our clients and work with them to achieve a graceful exit.
I’m driven by: solving business problems and putting deals together, especially when it’s for people who would otherwise not have a chance.